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Since 1935, Dakotaland Federal Credit Union has been the financial cornerstone for over 65,000 South Dakota members. Based in Huron with $850 million in assets, we operate 14 full-service branches from Sioux Falls to Aberdeen. As a not-for-profit cooperative, Dakotaland Federal Credit Union puts members first — returning profits through lower loan rates, higher savings yields, and zero hidden fees. Whether you're in Watertown, Brookings, or Mitchell, Dakotaland Federal Credit Union delivers local service, digital convenience, and rates that beat the big banks.
Founded in 1935 by Huron community leaders, Dakotaland Federal Credit Union has grown into one of South Dakota’s most reliable financial institutions. We serve anyone who lives, works, worships, or attends school in Beadle, Brookings, Codington, Hamlin, Kingsbury, Lake, Miner, Minnehaha, Moody, or Sanborn counties. With local loan decisions and member voting rights, Dakotaland Federal Credit Union offers full banking services with better value than national chains. Access over $1.1 million in annual community support through the Dakotaland Federal Credit Union Community Fund.
Dakotaland Federal Credit Union provides complete personal and business banking. Open free checking, earn up to 3.75% APY on savings, apply for auto loans, home mortgages, or business lines of credit — all with transparent terms. Use the Dakotaland Federal Credit Union mobile app for remote deposits up to $40,000, instant internal transfers, and Zelle® payments. Access over 55,000 surcharge-free ATMs nationwide with your Dakotaland Federal Credit Union debit card.
Becoming a member is fast and secure. Apply online with a driver’s license, fund your savings with $5, and get instant access to all Dakotaland Federal Credit Union services. Download the mobile app, link external accounts, and start banking. In-person applications are available at any of our 14 South Dakota branches.
Dakotaland Federal Credit Union protects your accounts with 256-bit encryption, multi-factor authentication, and 24/7 fraud monitoring. Login requires a password plus a one-time code sent via text, email, or app. All transactions are encrypted, and the platform undergoes regular security audits to meet NCUA standards.
Dakotaland Federal Credit Union invests in member-driven innovation. Upcoming features include enhanced budgeting tools, video teller services, and expanded app integrations. Member surveys and branch feedback guide all development at Dakotaland Federal Credit Union.
Real South Dakota members share how Dakotaland Federal Credit Union helped them save, grow, and succeed.
"Refinanced my truck at 5.49% and saved $95/month — approved in 2 days with Dakotaland Federal Credit Union." – Travis M., Watertown
"Closed on my Sioux Falls home in 18 days with a 6.375% mortgage via Dakotaland Federal Credit Union." – Emily R., Sioux Falls
"Business checking with no fees — Dakotaland Federal Credit Union keeps it simple." – Greg P., Mitchell
Dakotaland Federal Credit Union offers transparent rates with no surprises. Free checking, savings up to 3.75% APY, and loans starting at 5.49% APR. Digital services are always free, and ATM fees are reimbursed up to $20/month.
Dakotaland Federal Credit Union helps members achieve financial goals with tailored solutions.
View 24 months of transactions, set budgets, and track goals in the Dakotaland Federal Credit Union online platform. Export reports for taxes or personal review.
Free calculators, guides, and webinars are available in the Dakotaland Federal Credit Union Resource Center. Topics include home buying in Sioux Falls, credit building, and retirement planning.
Link your accounts to Mint, YNAB, or other apps using secure Plaid integration with Dakotaland Federal Credit Union. You control access and can revoke it anytime.
Use over 55,000 surcharge-free ATMs and 5,500 shared branches nationwide with your Dakotaland Federal Credit Union membership. Local partners include South Dakota businesses and community organizations.
Join a team of 200+ professionals at Dakotaland Federal Credit Union. We offer competitive pay, full benefits, and growth opportunities in South Dakota’s financial sector.
Attend live or on-demand webinars hosted by Dakotaland Federal Credit Union experts. Topics cover home buying, credit, and small business finance in South Dakota.
Contact Dakotaland Federal Credit Union 24/7 via phone, secure chat, or video. Local support teams are based in Huron and ready to assist.
Dakotaland Federal Credit Union promotes paperless banking and energy efficiency. Digital members help reduce paper usage by 10 sheets per year.
Local and regional media recognize Dakotaland Federal Credit Union for service, growth, and community impact.
Dakotaland Federal Credit Union is NCUA-insured up to $250,000 per account. Regular audits and strict privacy policies protect your information.
Dakotaland Federal Credit Union is recognized for excellence in service, workplace culture, and community leadership.
Reach out anytime. The Dakotaland Federal Credit Union team is here to help with accounts, loans, or membership.
Email: [email protected]
Phone: 605-352-2848
Main Office: 229 W 39th St, Huron, SD 57350
Dakotaland Federal Credit Union serves over 1,800 South Dakota businesses with checking, savings, loans up to $4 million, and cash management tools.
Follow best practices and use Dakotaland Federal Credit Union tools to protect your accounts. Enable alerts and review activity regularly.
Rated 4.7 stars, the Dakotaland Federal Credit Union app offers full account access, mobile deposit, and bill pay on iOS and Android.
Dakotaland Federal Credit Union supports South Dakota through scholarships, financial literacy, and local sponsorships.
Experience member-owned banking with better rates, local service, and digital convenience. Open your account with Dakotaland Federal Credit Union in minutes.